Premium Credit Cards

Compare premium credit cards offering unlimited lounge access, golf privileges, concierge services, and luxury hotel benefits for high spenders.

Why Choose Premium Credit Cards?

Premium credit cards are designed for high-net-worth individuals who spend ₹5+ lakhs annually and value exclusive benefits. These cards offer comprehensive travel benefits (unlimited lounge access worldwide), luxury hotel memberships, 24/7 concierge services, golf privileges, and premium dining experiences. The annual fees range from ₹5,000-₹50,000 but the benefits far outweigh the costs for frequent travelers.

Key Benefits:

Unlimited airport lounge access worldwide (1000+ lounges)
Complimentary golf rounds at premium courses
24/7 concierge service for bookings and reservations
Luxury hotel programs (Marriott, ITC, Taj)
High reward rates - 3-10X on all purchases
Comprehensive travel and purchase protection insurance

Compare 8 Premium Credit Cards

Find the perfect premium credit card for your needs

FEATURED
ICICI Bank

ICICI Bank Emeralde Private Metal Credit Card

ICICI Bank

4.9
Annual Fee₹12,000

Best for: Ultra-HNI luxury travelers

FEATURED
HDFC Bank

HDFC Infinia Metal Edition

HDFC Bank

4.9
Annual Fee₹12,500

Best for: Ultra-HNI individuals with high annual spends (₹8L+)

FEATURED
Axis Bank

Axis Bank Magnus Credit Card

Axis Bank

4.8
Annual Fee₹10,000

Best for: Super-premium high spenders

FEATURED
HDFC Bank

HDFC Diners Club Black Metal Edition

HDFC Bank

4.8
Annual Fee₹10,000

Best for: Frequent flyers and luxury travelers

FEATURED
Kotak Mahindra Bank

Kotak White Reserve Credit Card

Kotak Mahindra Bank

4.8
Annual Fee₹12,500

Best for: Ultra-HNI luxury segment

FEATURED
State Bank of India

SBI Card PRIME

State Bank of India

4.7
Annual Fee₹2,999

Best for: Premium lifestyle spending

ICICI Bank

ICICI Bank Rubyx Credit Card

ICICI Bank

4.5
Annual Fee₹2,500

Best for: High-end lifestyle cardholders

Axis Bank

Axis Bank Privilege Credit Card

Axis Bank

4.4
Annual Fee₹0

Best for: Premium salaried customers

Frequently Asked Questions About Premium Credit Cards

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