ICICI Bank
ICICI Bank Rubyx Credit Card
ICICI Bank
4.5
Best for: High-end lifestyle cardholders
Key Features
Annual Fee
₹2,500
Regular APR
3.5% per month (42% p.a.)
Airport Lounge Access
8 visits/year
Rewards & Benefits
Sign-up Bonus
5,000 reward points
Rewards Rate
3 points per ₹100
Pros
- 8 domestic + 2 international lounge visits
- BookMyShow offers
- 24x7 concierge
- Welcome vouchers
Cons
- High annual fee
- Fee waiver needs ₹4L spend
- Average rewards rate
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Annual Fee₹12,000
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