HDFC Bank
HDFC Infinia Metal Edition
HDFC Bank
4.9
Best for: Ultra-HNI individuals with high annual spends (₹8L+)
Key Features
Annual Fee
₹12,500
Regular APR
3.6% per month (43.2% p.a.)
Airport Lounge Access
Unlimited
Rewards & Benefits
Sign-up Bonus
10,000 reward points
Rewards Rate
5X rewards on all spends, 10X on SmartBuy portal
Pros
- Unlimited domestic airport lounge access
- 6 international lounge visits via Priority Pass
- Zero foreign currency markup
- Complimentary Marriott membership
- Annual voucher worth ₹10,000
Cons
- Very high annual fee (₹12,500)
- Invite-only card
- High income eligibility criteria
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