Kotak Mahindra Bank
Kotak IndianOil Credit Card
Kotak Mahindra Bank
4.4
Best for: IndianOil fuel customers
Key Features
Annual Fee
₹449
Regular APR
3.5% per month (42% p.a.)
Cashback
Up to 5%
Rewards & Benefits
Sign-up Bonus
₹500 fuel voucher
Rewards Rate
5% savings at IndianOil, 2 points per ₹100 on grocery/dining
Pros
- 5% on IndianOil fuel
- 2 points on groceries
- Fee waived on ₹50K
- Low annual fee
Cons
- Limited to IndianOil
- No lounge access
- Basic card
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