HDFC Bank
HDFC IndianOil Credit Card
HDFC Bank
4.5
Best for: Daily commuters and IndianOil customers
Key Features
Annual Fee
₹500
Regular APR
3.6% per month (43.2% p.a.)
Cashback
Up to 5%
Rewards & Benefits
Sign-up Bonus
₹500 fuel points
Rewards Rate
Earn up to 50 liters of free fuel annually, 5% fuel points, 1% surcharge waiver
Pros
- Up to 50L free fuel per year
- 5% fuel points on IndianOil
- 1% surcharge waiver
- Good for daily commuters
Cons
- Limited to IndianOil pumps
- Lower rewards on non-fuel spends
- Annual fee applicable
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