State Bank of India

SBI IRCTC Credit Card

State Bank of India

4.6

Best for: Frequent train travelers

Key Features

Annual Fee

₹500

Regular APR

3.5% per month (42% p.a.)

Airport Lounge Access

8 visits/year

Rewards & Benefits

Sign-up Bonus

500 reward points

Rewards Rate

5 points per ₹100 on IRCTC bookings, 1 point per ₹100 elsewhere

Pros

  • 5X rewards on train bookings
  • 8 domestic lounge visits
  • Quarterly IRCTC vouchers
  • Low annual fee

Cons

  • Benefits limited to train travel
  • Lower rewards on other spends
  • Voucher restrictions apply

Annual Fee

₹500

You'll be redirected to State Bank of India's website

Quick Stats

IssuerState Bank of India
Categorytravel
Rating4.6/5
Lounge AccessYes

Important Information

  • • Approval is subject to credit check
  • • Terms and conditions apply
  • • Rates and fees may vary
  • • Please verify with issuer before applying

Similar Travel Credit Cards

View all travel cards →
FEATURED
Axis Bank

Axis Bank Vistara Infinite Credit Card

Axis Bank

4.7
Annual Fee₹10,000

Best for: Frequent Vistara flyers

FEATURED
HDFC Bank

HDFC Regalia Gold Credit Card

HDFC Bank

4.7
Annual Fee₹2,500

Best for: Premium travelers seeking travel benefits

Kotak Mahindra Bank

Kotak IndiGo 6E Rewards XL Credit Card

Kotak Mahindra Bank

4.6
Annual Fee₹3,000

Best for: Frequent IndiGo flyers