HDFC Bank
HDFC Biz Power Credit Card
HDFC Bank
4.6
Best for: SMEs with high online business expenses
Key Features
Annual Fee
₹5,000
Regular APR
3.6% per month (43.2% p.a.)
Airport Lounge Access
22 visits/year
Rewards & Benefits
Sign-up Bonus
10,000 reward points
Rewards Rate
5X points on business digital spends
Pros
- 16 domestic + 6 international lounge visits
- 5X rewards on digital business spends
- Amazon Prime membership included
- Gift vouchers
Cons
- Annual fee ₹5,000
- Lower rewards on offline spends
- Limited for small businesses
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