HDFC Bank
HDFC Paytm Business Credit Card
HDFC Bank
4.4
Best for: Small businesses using Paytm for payments
Key Features
Annual Fee
₹1,000
Regular APR
3.6% per month (43.2% p.a.)
Cashback
Up to 3%
Rewards & Benefits
Sign-up Bonus
₹1,000 cashback
Rewards Rate
3% unlimited cashback on all business spends
Pros
- 3% unlimited cashback
- 50 days credit-free period
- Paytm First membership
- Cash advance fee reversal of ₹500
Cons
- No lounge access
- Limited to Paytm ecosystem
- Annual fee applicable
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