State Bank of India
SBI Simply SAVE Credit Card
State Bank of India
4.4
Best for: Families with regular grocery expenses
Key Features
Annual Fee
₹499
Regular APR
3.5% per month (42% p.a.)
Rewards & Benefits
Sign-up Bonus
₹2,000 worth welcome benefits
Rewards Rate
10X rewards on grocery/departmental stores, 1X on others
Pros
- 10X on grocery shopping
- RuPay card - UPI enabled
- Low annual fee (₹499)
- Fuel surcharge waiver
Cons
- No lounge access
- Limited premium benefits
- Lower rewards outside groceries
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