ICICI Bank
ICICI Bank Platinum Chip Credit Card
ICICI Bank
4.2
Best for: First-time credit card applicants
Key Features
Annual Fee
₹199
Regular APR
3.5% per month (42% p.a.)
Rewards & Benefits
Sign-up Bonus
500 reward points
Rewards Rate
1 point per ₹100
Pros
- Very low fee (₹199)
- Basic rewards program
- Fuel surcharge waiver
- Good starter card
Cons
- Low rewards rate
- No premium benefits
- No lounge access
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