State Bank of India
SBI SimplySAVE RuPay Credit Card
State Bank of India
4.3
Best for: Budget-conscious grocery shoppers
Key Features
Annual Fee
₹0
Regular APR
3.5% per month (42% p.a.)
Cashback
Up to 5%
Rewards & Benefits
Sign-up Bonus
₹500 voucher
Rewards Rate
5% cashback on groceries up to ₹2,000/month, 1% on others
Pros
- Zero annual fee
- 5% on groceries
- RuPay benefits
- UPI credit enabled
Cons
- Cashback capped
- No lounge access
- Basic card
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