Axis Bank
Axis Bank NEO Credit Card
Axis Bank
4.3
Best for: First-time credit card users
Key Features
Annual Fee
₹0
Regular APR
3.6% per month (43.2% p.a.)
Rewards & Benefits
Sign-up Bonus
₹300 utility bill voucher
Rewards Rate
2 EDGE points per ₹200 on all spends
Pros
- Zero annual fee
- Welcome benefit worth ₹300
- Fuel surcharge waiver
- Good starter card
Cons
- Low rewards rate
- No lounge access
- Basic benefits
Similar Shopping Credit Cards
View all shopping cards →FEATURED
HDFC Bank
HDFC Tata Neu Infinity Credit Card
HDFC Bank
4.7
Annual Fee₹3,000
Best for: Heavy users of Tata ecosystem (Air India, Taj, BigBasket)
FEATURED
State Bank of India
SBI SimplyCLICK Credit Card
State Bank of India
4.6
Annual Fee₹499
Best for: Entry-level online shoppers