HDFC Bank
HDFC Bank Millennia Credit Card
HDFC Bank
4.8
Best for: Heavy online shoppers and young professionals
Key Features
Annual Fee
₹1,000
Regular APR
3.6% per month (43.2% p.a.)
Cashback
Up to 5%
Rewards & Benefits
Sign-up Bonus
₹1,000 cashback points
Rewards Rate
5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Cult.fit. 1% on all other spends
Pros
- 5% cashback on top e-commerce sites
- Annual fee waived on ₹1L spend
- 1% cashback on all other spends
- Best for online shopping
Cons
- Cashback capped at ₹1,000/month
- No airport lounge access
- Annual fee applicable
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